IN THIS AGREEMENT, “I”, “WE”, “OUR”, “MY”, “US” MEANS THE APPLICANT AND OR THE CO-APPLICANT THAT IS APPLYING FOR THE SERVICE OFFERED BY GRANDE NATIONAL LEASING. I/WE HEREBY CERTIFY THAT THE INFORMATION GIVEN ABOVE IS TRUE, ACCURATE AND COMPLETE AS AT THE STATEMENT DATE. I/WE FULLY UNDERSTAND THAT SUCH INFORMATION SHALL BE USED TO DETERMINE MY/OUR CREDIT WORTHINESS. I/WE UNDERSTAND THAT ALL INFORMATION WILL BE VERIFIED AND ANY INFORMATION THAT PROVES INACCURATE WILL RESULT IN THE APPLICATION BEING TERMINATED. I/WE ALSO AUTHORIZE GRANDE NATIONAL LEASING TO DISCLOSE FROM TIME TO TIME TO OTHER LENDERS, CREDIT BUREAU OR OTHER CREDIT REPORTING AGENCIES ANY PERSONAL CREDIT INFORMATION ABOUT ME/US. I/WE UNDERSTAND THAT GRANDE NATIONAL LEASING WILL CHARGE A FINANCE FEE OF $499.00 UPON OBTAINING A LOAN/LEASE APPROVAL ON MY/OUR BEHALF. GRANDE NATIONAL LEASING RESERVES THE RIGHT TO INCREASE THE LEASE/FINANCE FEE FOR APPLICANTS OF ABOVE AVERAGE COMPLEXITY CREDIT SITUATIONS. THE LEASE/FINANCE FEE, PLUS ALL APPLICABLE TAXES, IS NON REFUNDABLE AND IS DUE UPON APPROVAL. THE LEASE/FINANCE FEE MAY BE ADDED TO THE LOAN AMOUNT AND I/WE HEREBY (AND BY SIGNING BELOW) AUTHORIZE AND DIRECT THE LENDER TO PAY GRANDE NATIONAL LEASING THE ABOVE-MENTIONED LEASE/FINANCE FEE FROM THE LOAN PROCEEDS. THIS SHALL BE GOOD, SUFFICIENT AND IRREVOCABLE AUTHORITY FOR DOING SO.